Heads up!
The Junior Stocks & Shares ISA is currently only available to parents or guardians that have opened a CIRCA5000 account.
Unleash the power of our junior stocks & shares ISA
When investing, your capital is at risk.
What is a Junior Stocks & Shares ISA?
Invest money for your child in an account where they won’t pay tax on the interest they earn on their savings — you can contribute up to £9,000 each tax year*. The CIRCA5000 ISA gives your child the opportunity to be invested in some of the world’s most innovative companies, that are changing the world for the better. Your child will be able withdraw from their account when they turn 18.
*The current tax year runs from 6 April 2022 to 5 April 2023.
Tax rules for JISAs can change and their benefits depend on your circumstances.
Positive impact
Our funds are only made up of companies actively making the world a better place.
Automated savings option
Get your child’s savings growing by setting up a regular deposit.
Tax-efficient savings
Contribute up to £9,000 per tax year with no tax on investment gains.
We are specialists in impact investing — the gold standard of investing sustainably.
The funds that you will be invested in only include companies that have made it their mission to solve the world's biggest environmental and social challenges.
We want to change the world, but this isn't philanthropy. You will only invest in sectors and companies that we believe will benefit from structural market trends.
People made money ruining the world, let’s make money fixing it.
Simple, transparent fees
| Monthly subscription fee Charged monthly. Covers all open ISAs, GIAs, JISAs. | £1 |
| CIRCA5000 fees Charged monthly | 0.45% |
| Average external fund
fees
This fee is charged directly by fund managers. We aim to keep it as low as possible. These fees may range from 0.24-0.65% per year, depending on your choice of investments.
Charged monthly |
0.44% |
- No admin fees
- No trading fees
- No contribution fees
- No transfer in fees
The returns case for impact investing
Over the past few years, impact indices have outperformed the wider market.
We invest in themes and companies that we believe will benefit from structural market trends, such as the energy transition to renewables.
*The purpose of the chart is to illustrate the case for impact investing, and is not CIRCA5000’s portfolio returns. The chart above shows the annualised returns of the MSCI ACWI Index ("Standard Index") compared with the MSCI ACWI Sustainable Impact Index ("Sustainable Impact Index") for the 5 year period up to 19th January 2023. Returns are in USD and net of dividends. Past performance is no indication or guarantee of future performance. Investing directly in either index shown is not possible via CIRCA5000. When investing in funds, other factors such as fees and currency exposures may affect your return. Source: msci.com
Our JISA is made up of companies tackling the world’s biggest challenges
Global Clean Energy
Cybersecurity
Clean Water
Pharma Breakthrough
Sustainable Future of Food
Education
Popular questions
Don't just take our word for it...
(Based on 2k+ ratings on the App Store & Google Play Store)
If you're not investing in CIRCA5000 you're missing out
Love CIRCA5000! I have been a long-term member and I don't have a negative thing to say. Good returns, good support, brilliant UX and platform, great educational blogs, I really like the founders, and you're investing in impact and the future!
Jack Dunning, 26 Jan 2023
I’ve been investing monthly with…
I’ve been investing monthly with CIRCA5000, formerly tickr since November 2019. I’ve seen my investment go up and down since then, up most recently thankfully! The app is very user friendly and informative. When I’ve needed further info or help, the ‘live chat’ is great. Keep up the good work👍
Lee, 13 Sept 2022
Great intro for investing
Great intro for investing - and great returns. Easy to understand and great customer services and levels of customisation.
Joshua Rayner, 18 Jan 2023
+160,000 users are building their wealth with CIRCA5000
App Store top rated app Based on 1,165 reviews
Google Play Store top rated app Based on 762 reviews
Important information - Investments can go down in value as well as up, so you can get back less than you invest. The information on this page isn't investment advice. If you're not sure if an investment is right for you, please seek advice. Tax rules can change and depend on individual circumstances.