Pensions are a vital way to build a better future for the planet, its people, and most of all, you. We’ve just launched CIRCA5000’s Personal Pensions, a type of pension that puts you in the driving seat.
Our Personal Pensions are a type of Self-Invested Personal Pension (SIPP), a pension that gives you the power to choose what you invest in from our available range of investments selected for their positive impact. They also allow you to consolidate any other pensions you might have.
As part of our pension launch, you’ll get an instant £100 when you transfer a pension of £10,000+.
Generally, pensions offer limited control over your investments and aren't suited to investors who want to build a better future for themselves and for humanity. You might not be able to stop your money going into the fossil fuel industry, for example – or into companies that do little or nothing to curb their carbon emissions.
CIRCA5000 Personal Pensions offer you control over where your money goes and mean your investments only go into those businesses helping to build a better future. This doesn’t just mean avoiding investments that are bad for humanity, it means investing in companies actively building a better future: Think Clean Energy, Health, Food, Education, Water, and Cybersecurity.
Experts say pensions are an untapped superpower to help fight climate change. That’s because they’re now seen as vital to companies’ sustainability goals, countries’ net zero strategies, and individuals’ carbon footprint reductions. Indeed, savings and investments can have 27 times more of an impact on your carbon footprint than lifestyle changes.
The Association of British Insurers estimates there are roughly 1.6 million unclaimed pension pots in the UK, with a potential aggregate value of around £19.4 billion. Why? It’s common for individuals to lose track of their pensions as they change jobs or move to new cities. With a CIRCA5000 Personal Pension, you can avoid this pitfall by consolidating all your pensions into one.
With a CIRCA5000 Personal Pension, any money you invest will receive a 25% top up from the government. Higher rate taxpayers could enjoy further tax relief on contributions up to £40,000 per year.
Almost anybody in the UK under the age of 75 can open a Personal Pension. Most importantly, they are for investors who want to keep the future of humanity in mind. You will need to be comfortable choosing your own investments though as we do not offer advice or manage your investments for you.
To set up a CIRCA5000’s Personal Pension, simply open the app and sign up. You can then decide which portfolio of assets best suits you and read all the key documents. You can also transfer your other pensions into your account so all your investments are in one place. Our Customer Support team can even help you find these pensions, if you’re not sure where they are. If you want to know more you can always reach out to them at firstname.lastname@example.org or catch them via DM.
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