An ISA with a positive impact

The UK tax year runs from 6th of April until 5th of April the following year, and the 2022-23 tax year ISA allowance is £20,000. This means you can save up to £20,000 across all of your ISAs, tax-free. For example, you could add £16,000 to a Stocks & Shares ISA and have £4,000 left to add to a Cash ISA.

Please note that ISA and tax rules may change and CIRCA5000 is unable to give tax advice. For tax advice, please speak with a suitably qualified financial adviser.

It’s easy to transfer a Stocks & Shares ISA to CIRCA5000. Simply open an ISA with us, head to the ISA from your Invest tab and tap ‘Transfer in an ISA’ to start. You’ll just need to let us know your current ISA provider and the ISA reference you’re wanting to transfer to us.

Yes! You can put money into one of each type of ISA per tax year. For example, you can add money to one Cash ISA and one Stocks & Shares ISA in the same tax year (you just can’t add money to two Stocks & Shares ISAs in the same tax year). CIRCA5000 offers a Stocks & Shares ISA.

If you’d like to transfer a Cash ISA to CIRCA5000 we can facilitate this too. Just head to your CIRCA5000 ISA from your Invest tab and tap ‘Transfer in an ISA’ to start.

You can see your remaining ISA allowance in the CIRCA5000 app. But it’s important to remember this only accounts for the money you’ve added to your CIRCA5000 ISA; it doesn’t include any money you’ve added to ISAs you have elsewhere.

It’s your responsibility to make sure you don't exceed your ISA allowance across any different ISA products you may have.

Yes, you can withdraw your money from your CIRCA5000 ISA to your bank account at any time. Withdrawals typically take 5-8 working days to arrive in your bank account.