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Unleash the power of your money for good

We believe the world's biggest challenges are also the biggest return opportunities.

FSCS Protected Certified B Corporation

When investing, your capital is at risk.

Invest in a Better World

We are specialists in impact investing — the gold standard of investing sustainably.

The funds that you will be invested in only include companies that have made it their mission to solve the world's biggest environmental and social challenges.

We want to change the world, but this isn't philanthropy. You will only invest in sectors and companies that we believe will benefit from structural market trends.

People made money ruining the world, let’s make money fixing it.

Our investment accounts

Our accounts are built to help you reach your financial goals. Whether you want to keep a closer eye on your retirement savings or save for your child’s future, we have an account for you.

Save for your retirement

Personal pension (SIPP)

Save for retirement in a pension unleashing the power of your money for good.

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Grow your money long-term

Stocks & Shares ISA

Invest up to £20,000 each year in a tax-efficient investment account.

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Invest without limits

General Investment Account (GIA)

Maxed out your ISA for the tax year? You can open a GIA with no upper limit on how much you can invest.

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Save for your child’s future

Junior ISA (JISA)

Give your child the best start to their investment journey. Invest up to £9,000 tax-free each year on their behalf.

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Our investment accounts are made up of companies tackling the world’s biggest challenges

  • Global Clean Energy
  • Cybersecurity
  • Clean Water
  • Pharma Breakthrough
  • Sustainable Future of Food
  • Education

The returns case for impact investing

Over the past few years, impact indices have outperformed the wider market.

We invest in themes and companies that we believe will benefit from structural market trends, such as the energy transition to renewables.

Annualised past 5 year return: Standard Index - 7.1%; Sustainable Impact Index - 8.88%

*The purpose of the chart is to illustrate the case for impact investing, and is not CIRCA5000’s portfolio returns. The chart above shows the annualised returns of the MSCI ACWI Index ("Standard Index") compared with the MSCI ACWI Sustainable Impact Index ("Sustainable Impact Index") for the 5 year period up to 19th January 2023. Returns are in USD and net of dividends. Past performance is no indication or guarantee of future performance. Investing directly in either index shown is not possible via CIRCA5000. When investing in funds, other factors such as fees and currency exposures may affect your return. Source: msci.com

+160,000 users are building their wealth with CIRCA5000

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How it works

Choose your account

Start online or download the app, and pick the account suited to you.

Pick your investment theme & risk level

Feel comfortable about your level of risk, with 3 different risk levels for you to choose from.

Make a deposit or transfer an old account

It’s really that simple. Get started with us in minutes.

This is Money City A.M. Financial Times The Times Forbes The Guardian UKTN